The 2024 Open Enrollment Period (OEP) begins November 1, 2023, and ends January 15, 2024, in most states. The chart below shows the 2024 OEP dates for the states that use the federal ACA exchange. Coverage begins January 1. If you have a Special Enrollment Period, coverage will begin the first day of the month […]

Stay up-to-date on Healthcare Reform. Below is a summary of recent events to help you stay current on the healthcare and Medicare news that impacts you. This page is updated frequently, so check back regularly to keep up with changes in the healthcare industry. Healthcare Reform Update for September 21, 2023 CMS: New rule improves […]

Stay up-to-date on Healthcare Reform. Below is a summary of recent events to help you stay current on healthcare reform news all in one place. Healthcare Reform Update for September 21, 2023 CMS: New rule improves Medicare Savings Program enrollment for 10 million people A new rule finalized by the Centers for Medicare and Medicaid […]

Looking for Medigap plans? You know…A Medicare Supplement Insurance plan to bridge coverage gaps to help protect your health and your pocketbook. Medicare Supplement Insurance is also called Medigap. Choosing the right Medigap plan has a lot to do with knowing when and how to buy. But there are a lot of variables to consider, […]

Medicare can be hard to understand, especially if you’re close to turning 65 and this is your first experience with it. To get you started, we’ve provided Medicare answers to some of the most common Medicare FAQs.. Who Qualifies for Medicare? To qualify for Medicare, you need to be a U.S. citizen or legal resident […]

When it comes time for open enrollment each fall, you may hear about the Medicare Advantage Special Needs Plans (SNPs). These are a type of Medicare Advantage plan for people with additional heath needs, often due to a serious or chronic condition such as diabetes or dementia. They are also available to people who qualify […]

Ready to beat your caffeine addiction? If you’re used to starting the day with a cup of coffee, energy drink, tea or supplements loaded with caffeine, you’re not alone.  An estimated 80% of adults in the U.S. drink caffeine every day.1 Caffeine may offer a quick pick-me-up. Caffeine has some downsides, too. Ready to beat […]

If eating healthy was as easy as grabbing a quick bag of chips, we’d all do it. Even if it’s hard to start, the benefits of eating healthy can follow us for years to come. Not only that, setting up healthy habits in the home can be beneficial for your family too. Keep reading to […]

Need braces for you or your kid? If you’re worried it’s going to be expensive, you’re not alone. The good news: with supplemental orthodontic insurance, it could be more affordable than you think. Without insurance, the average cost for braces is $5,000 to $6,000.1 But the more orthodontic care you need to fix your teeth, […]

What small business employee benefits should you offer? You’ve got lots of options. But you want to find the right mix of benefits that meet the needs of your employees AND your budget. Right? In this article, we’ll show you the 7 most common small business employee benefits employers offer, explain how they work, and […]

Even if you’re healthy when you retire, it isn’t guaranteed you’ll stay healthy throughout your retirement. As you get older, it’s only natural to experience normal aging that effects the heart, bones and joints. But it’s important to prepare for potentially serious health conditions. Some people may feel that there are pros and cons to long-term care […]

As the years go by, some may find themselves reaching for more salt, pepper, ketchup, hot sauce—anything to give your meal an extra kick. If this sounds familiar, you may have a bigger issue than bland food. More than 200,000 people see their doctors due to issue with their sense of taste or smell every […]

Did you know you’re supposed to see your doctor even when you’re healthy? Through regular checkups, your doctor can learn about your personal and family medical history, screen for potential or ongoing medical issues, and even help you determine your risk for future health problems. Establishing a relationship with a regular physician also makes it […]